Most people struggle with money not because they don’t earn enough, but because they never learned the practical skills to save intelligently, protect what they have, and grow wealth systematically. This changes now.
This three-in-one financial education program transforms you from financial novice to confident money manager through hands-on exercises and real-world applications. You’ll tackle the three pillars that determine your financial future: aggressive saving strategies that compound over time, protective measures that shield your assets from unnecessary losses, and proven investment methods that build lasting wealth.
The curriculum delivers over 100 specific money-saving strategies across every expense category imaginable, from taxes and transportation to groceries and childcare. You’ll discover how small habit changes create massive long-term wealth through compound interest, learn to construct and analyze your personal balance sheet, and master the art of budgeting without feeling restricted.
Investment education goes beyond theory. You’ll build actual diversified portfolios spanning stocks, bonds, commodities, and real estate investment trusts while learning to avoid the fee traps that silently erode wealth. The program includes deep dives into mortgage calculations, retirement planning, credit score optimization, and insurance selection, plus estate planning fundamentals through wills and trusts.
What sets this apart is the Complete Personal Finance Excel Dashboard, featuring 25+ customizable exercises that work on both Mac and PC. No prior finance, accounting, or Excel experience required. Each exercise applies to any currency and country, making this truly global financial education.
Haroun brings Wall Street expertise from Goldman Sachs and hedge fund management, combined with practical teaching honed through educating over 1.5 million students. His approach strips away jargon and focuses on actionable strategies you implement immediately. You’ll learn billionaire characteristics, tax minimization techniques, and how to conduct independent investment research without relying on expensive advisors.